September 19, 2008

Green is Good...

Posted to Peter Hawley

That is correct Green is good; it is the “buzz word” for everything from kitchen cleaning products to building material. The Green that I want to speak of is money. Good old green cash. Every minute it seems there is a news flash, another financial organization is about to go under, billions are written off, and worldwide there is a scramble to shore up the financial markets, to bring some stability to what has been hard to fathom sometimes, an apparent complete meltdown.

In Falmouth, Mass. (http://www.peterhawley.com) where I list and sell real estate, I have been very busy this past week responding to questions from my clients and potential Buyers. What do I think will happen? I do not know what will happen other than this. Interest rates are still at all time lows, prices continue to moderate, people want to sell and they want to sell now. There is nothing wrong with that picture if you are a Buyer.

What has been wrong is that Buyers were not and in many cases are still not in a good position to purchase due to their debt load. Buyers must make a decision, when it comes to housing, what is most important, what is the priority, what is the financial goal.

Being as clear of debt as possible will determine if you can purchase a house, lenders will only be interested in those customers who have a proven record of financial responsibility, who have high credit scores, who have a reserve. They know what happens when they lend to just about anyone, everyone loses.

The good Green is CASH, and if you are want to purchase a home, then it is time to sit down, review those credit card bills, understand what you are buying and understand why you are buying so much. It is time to look at those cars in the driveway, and decide if you can afford the cost of ownership, or is there some other vehicle that will meet your needs at a lower cost. If you are in debt, and I do not care how much debt you have, you can make a plan, using only the money that comes in now, and be out of debt, and you can save, and invest in homeownership. I am here to guide you toward homeownership, and the security of a sound financial investment. For further information contact me at phawley@jackconway.com.

Posted By: Peter Hawley


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September 02, 2008

VOTE YES: Moving to Cape Cod

Posted to Peter Hawley

Every 4 years we have the opportunity to change those who represent us in government. We must filter through the hype, the ending barrage of messages; we evaluate the candidates and then make our best choice.

Campaigns are not unlike Real Estate marketing, but it is not every couple of years, it is every day. And like a voter, we must filter through all the hype, and evaluate the choices, and then make our best choice.

In Falmouth, Mass., where I Sell and List Real Estate (http://www.peterhawley.com), I always suggest to my clients that collecting the facts about a property is job number one. If you are buying, the adverts about a property are of course enticing, but you must go beyond the hype, and collect and verify the facts, so you know everything about what you are thinking of buying. Buying a property is an emotional decision, it is how you feel when you see, touch, walk through a house, what you see when you come and go to the house, and these are powerful motivators when we look at a property. Having the facts with you when you make that visit will put you in a better position to ask questions, look at specific points of interest, and better evaluate your choices.

Knowing the facts also include your financing, understanding what is available, how a specific mortgage package will affect you today and tomorrow. There are lots of mixed messages out there about financing. This is one area that you do not want any surprises. Let me guide you home 2 Cape Cod, with the power of the Jack Conway Team, we deal in facts and you will be glad you voted YES!

Posted By: Peter Hawley


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